Options for care expenses to ensure you feel financially secure in the future.
We’re here to help you with your questions regarding billing and invoicing for home care services. We work hard to make the billing process as stress-free as possible. Please contact Lisa at 701.330.8373 for assistance today. Medicare and Medicaid may provide help in covering in-home care needs.
One option for paying for in home care is using private funds. When considering your expenses, you’ll want to consider what you are already paying for any care you receive and transportation. Many individuals who speak with us are surprised by how affordable in-home care can be.
Medicaid is a program funded by federal and state governments, which ensures people of all ages who meet certain income levels have access to healthcare resources. Medicaid varies by state and also covers services not typically paid for by Medicare, like nursing home care, some assisted living, adult day services, home modifications, in-home care, and personal care services. You can find more information about Medicaid by visiting: www.Medicaid.gov.
Grand Forks County Block Grant
The Community Development Block Grant Program (CDBG) provides funding for public facilities, housing, and economic development projects in Region IV, which includes Grand Forks, Nelson, Pembina and Walsh counties.
Long Term Care Insurance
Long-term care (LTC) insurance is coverage that provides nursing-home care, home-health care, and personal or adult daycare for individuals age 65 or older or with a chronic or disabling condition that needs constant supervision. LTC insurance offers more flexibility and options than many public assistance programs.
Family Care Giver Support
The Family Caregiver Support, coordinates, and provides services and support for unpaid family or friend caregivers (helpers) of adults with functional disabilities or memory impairment.
We work with the Vocational Rehab. Together we provide a wide range of services to eligible applicants. Some services can help you overcome or lessen your disability; others can directly help you prepare for a career. The services you receive will be arranged to meet your individual needs.
Medicare is a federal health insurance program which covers people over the age of 65 and younger individuals with qualifying disabilities. While these plans are complex, it should be noted that the benefits of non-medical in-home care are being recognized, and government payer sources are working to ensure access and payment so these services are available to those who need it.
- Medicare Part A (Hospital Insurance)
Covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
- Medicare Part B (Medical Insurance)
Covers certain doctors’ services, outpatient care, medical supplies, and preventive services.
- Medicare Part C (Medicare Advantage Plans)
Private companies contract with Medicare to provide Part A and Part B benefits. Medical services are covered under Medicare Advantage Plans, rather than through Original Medicare, and typically offer prescription drug coverage.
- Medicare Part D (Prescription Drug Coverage)
- Through Part D, approved private insurance companies provide prescription drug coverage under Original Medicare.
- Medicare Supplemental Insurance (Medigap)
Sold by private companies, Medigap may help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles.
For more information or to access local assistance, use the links below.
Senior Health Insurance Program (SHIP)
SHIP is a free, federally-funded health benefits counseling service for Medicare recipients and their families/caregivers. It is not affiliated with the insurance industry. SHIP’s mission is to educate, advocate, counsel, and empower people to make informed healthcare benefit decisions.